Which very, VERY cheap car
insurance policy is the best one for you will depend very much upon just
what you want it for. Whether you are a young, first time
driver, over 50 and a very experienced motorist or even a pensioner
monthly payments are available, some with very low deposits. If you
drive a cheap car, that has just about got through its MOT test and will
not cost you a lot to replace, then you may just want to just get your
car street-legal. Once upon a time a third-party policy would have been
enough. If you had an accident which was your fault the insurer should
pay for any damage or injury you caused to other people, and you'd
either fix your your own car yourself, or scrap it and if someone stole
it you'd just shrug your shoulders and buy another one. The problem is
that third party insurance now is often even more expensive than
comprehensive cover! Looking for the most economic comprehensive policy?
Be careful. That really low price might turn out to be the most
expensive in the end, after you've paid for excessive penalties, charges
and extras. And don't bother complaining to the ombudsman, they are all listed in the terms and conditions. You DO read them before you buy insurance, don't you?
Despite all this there ARE bargains out there. You just have to look around and compare benefits as well as costs - make sure that you know what you are buying and which extras, if any, you will be hit with before committing yourself. Every insurer has to make all the information available in an easy to find, and read, format so please, please do so and then you won't suffer from any unexpected extra expenses.